Bad Credit Purchase Mortgages - Vancouver BC
Have you seen those real estate ads that tell you that you can purchase a condo and have a mortgage payment for less than what you are paying for rent? Do you wish that is something that you could take advantage of while the interest rates are still fairly low?
Do you have a reasonable down payment but are stuck with bad credit? Is that what is holding you back? Are you reluctant to go to your bank to see if you will qualify for a mortgage?
Even if you have been bankrupt in the past, call us today because we have lenders who will take a “common sense” approach in lending not solely based on your credit history.
Your credit history won’t hold you back from your dream of owning your own home as long as you can prove that you have a down payment and sufficient income to support a mortgage.
Most of our lenders, who offer mortgage funds for people who have poor or bad credit or have been bankrupt, are not the mainstream bank lenders, but instead a combination of private and specialty lenders, they don’t follow traditional lending guidelines either.
I can meet with you and we can go over your financial picture to make sure that purchasing will work for you. Then, with the only application you have to complete, I will present your application to a number of lenders so you can have a choice of mortgage repayment terms, mortgage payment amounts and interest rates.
I work for your best interests, not the lenders and unlike borrowing at the bank, we don’t get paid unless you get the financing. You don’t need an appointment to meet with me and I am able to work around times that are convenient with your schedule.
I work with people who come from all walks of life and who have stellar credit or bad credit or who have declared bankruptcy. You don’t have to be intimidated by coming to us to discuss your financial options.
If you do need some time to repair your credit before you purchase, we will tell you ways you can do that. Then, when you are ready, we can get your financing in place.
While you may not get that exact same mortgage package as advertised with those condo sales, you still will be able to get financing for your new home. We offer you quick turn arounds and you won’t have to wait for days to find out if you are approved. Quite often we can tell you the same day or the next day.
The bottom line is - I'm in YOUR corner, and I can set you up with the best possible mortgage (or otherwise solution) for your needs, period. Even if your situation is "challenging" - you'd be amazed at what's possible with a little creativity...
You can email me here, call me at 1-877-686-4246, or submit a Quick-Quote request HERE...
We'll talk soon!