BC-Mortgage-Services

Private mortgages are a viable alternative in some instances, providing options particularly for people with large equity but small or no income.

The conventional banks and lenders only cater towards "conventional" people. That's why I rarely work with them. You need to realize that many lenders specifically target specialty niches, such as self-employed, etc. And as a broker, I have access to these lenders...

Getting established in Canada - especially in in Vancouver, the most expensive city in Canada - is no easy task. I'm here to make the process of buying a home much, much easier for you.

Lowering your monthly expenses (and thereby INCREASING your freedom!) is easier than you might think. There's a number of options that I can help you with as a mortgage broker, and just a few changes can "unlock" new income for you.

Need to take out equity or borrow against your house? Call me for the best rates today...

Yes, it is possible to REFI your current mortgage balance, even if your credit isn't stellar. As a broker, I can put together an action-plan with you to remedy your current situation, improve your credit and sooner than later, get you back to rock-bottom mortgage rates.

Refinancing your mortgage can save you thousands of dollars (or unlock thousands in equity for you to use as needed). I can help you to do this at the lowest rates possible given your situation, with access to hundreds of specialty lenders.

Taking a second mortgage on your home is a great way to unlock equity for things like renovations, taking that once-in-a-lifetime vacation or sending the kids to university. However, it can also get expensive (fast) unless you carefully look at your financing options, and this is where working with a mortgage broker is crucial.

Even if you're facing a foreclosure, you may have options or a way to refinance and "rescue" your situation. Call me right away.

Revenue properties are treated a little differently by the CMHC and lenders in general. Working with a mortgage broker is the smartest way to get the best possible financing rates to ensure your investment cash-flows well and pays off sooner than later...

Even if your credit isn't stellar, we can still help you make your dream of owning a home in BC a reality.

Don't give up if you've been rejected by a conventional bank for a mortgage or equity line of credit. You have more options than you might think...

Getting your project funded (or a mortgage for a commercial property) is no picnic, and most conventional banks are highly inflexible. Working with a broker who has access to specialized lenders who are "commercial-friendly" is a MUST.

Asking conventional lenders or banks for a mortgage if you're not a "conventional" customer (ie. stable job, etc.) can be quite an ordeal. You need to realize that mortgage brokers have access to specialty lenders - some who exclusively deal with self employed individuals and "get it" - and can help you to get the mortgage you need, even if you've been rejected elsewhere.